Personal loans
More room for what matters.
Access ₹50,000 to ₹10 lakh with transparent rates, flexible tenure and a completely digital experience.
Personal LoanKivo approved
₹5,00,000
Approved loan amount
12–60 monthsTenurefrom 10.99%Interestfrom ₹1,999Monthly EMI
At a glance
Built around your salary cycle.
Responsible borrowing should be convenient, predictable and easy to understand.
₹50K–₹10L
Loan amount
10.99% p.a.
Starting rate
No collateral
Unsecured loan
100% digital
Paperless journey
Eligibility
Made for steady earners.
Age 21 to 58 years
Salaried or early self-employed in India
Monthly income of ₹30,000+
Minimum 6 months in current work
Valid PAN and Aadhaar
Urban resident
Keep these handy
A few digital documents help us verify your application quickly.
- PAN card
- Aadhaar card
- Last 3 months salary slips
- Latest 3 months bank statement
- Employment details
Frequently asked